Quick Quid would be the worst. We received an extremely generic rejection page, it mention none of my dilemmas.
Fast Quid wonвЂ™t cope with any loans which are more than 6years either. I happened to be quoted the OFT reckless financing recommendations that was posted this year. That isn’t delivered to clients just loan providers and exactly how would i am aware also where you can look. My adjudicator wouldnвЂ™t deal with them either. IвЂ™m maybe not certain exactly exactly what else I’m able to state. We stated the very first I couldвЂ™ve reasonable understood had been back Feb whenever Wonga had written down my loan and even Aug 2014 once the FOS published their report into Payday financing. IвЂ™m maybe not certain exactly exactly exactly what else any ideas can be done by me?
Sara (Financial Obligation Camel) says
If you will find a complete great deal of loans which can be over 6 years old, you can settle your whole plaint and have for the plaint about these to visit an Ombudsman.
Many Many Thanks Sara, IвЂ™ll accomplish that. We thought read the article to them that We settled in 2014 that I had a CCJ on a payday loan in 2012. That I had cause to plain surely I wouldвЂ™ve done before I settled it if I knew. It had been a definite instance of the unaffordable loan it out and I had over 18 loans already as I took. The Adjudicator hasnвЂ™t e back into me personally yet therefore will need to wait to see just what she states. Many Many Thanks once more x
QQ have now been great with my situation. We owed just below 2000 since 2012 had extended my loans once or twice. I happened to be chased as usual by DCA but I happened to be in a IVA that they needs known once I took away financing. Anyway we asked when it comes to loan to be written down and after about a few months had a message today saying many thanks for contacting fast Quid. It really is our greatest concern to solve any customer problems as quickly as possible. We now have waived the total amount of 1988.0 and loan 3561221 is deleted from your own credit report.
I became satisfied with this oute and I also would not also plete their questionnaire so hope thus giving aspire to others. Sarah this web site is great, many thanks,
We took away 51 loans with fast fast from 2010 вЂ“ 2014 We kept rolling them over spend 200 simply in interest per thirty days in some instances. We utilized the template on this website to really make the initial enquiry, the first response didnвЂ™t also acknowledge my obtain verification of all interest that I’d compensated as a whole. IMO taking that many loans showed that I happened to be in a few style of economic trouble. These folks are rip down merchants. At exactly exactly exactly what phase should we contact the Financial Ombudsman ? This web site is excellent really helpful. Many Many Thanks
Are QuickQuid upping their game? I experienced an answer within 5 business days with my account statementsвЂ¦.. fired down the second page today, perhaps perhaps perhaps perhaps not being hopeful of the resolution that is quick simply very happy to get such a thing right right back they could. I became just conscious these refunds had been happening as final friday I’d a deposit in my own bank from вЂInstant money LoansвЂ™ After cancelling my card and having in a bit of a frenzy thinking somebody had taken that loan out in my title and didnt need to get struck with stupid interest quantities i came across this web site and contacted PDUK and Payday Express.
TheyвЂ™d sent communication to my old target saying we had been an element of the reimbursement task. Over 27 loans between your 2 for the panies theyвЂ™d credit my account with 1288.00
I was told by them it absolutely was for misselling in 2012/2013вЂ¦ my records only closed using them in 2015.
IвЂ™ve asked for a duplicate regarding the letter become delivered to my brand new target and iвЂ™m yet to get this.
IвЂ™ve checked my reports plus the interest We paid had been way way way greater! I experienced running loans amongst the 2 panies during the time that is same constantly for four weeks terms but one loan rolled over paying 275 interest every month for 10 months whilst the sibling site let keep taking loans down! certainly they might notice it would be to spend the other one off??
Therefore anyhow, my real question is can I claim more from PDUK/Payday Express?
We never ever acknowledged the letter or seen their calculations etc but if We felt there is more to be investigated may I pursue this further?
IвЂ™ve got the ball rolling with QQ now and Wonga are yet to respond, 7 days in to the 8 iвЂ™m perhaps not stressing about this when I stated, any such thing is a plus We wasnt anticipating.
IвЂ™m maybe maybe maybe perhaps not likely to lie, seeing my credit history and seeking at old bank statements has kept me personally emotionally natural. Them all off itвЂ™s like the biggest weight lifted off your shoulder but knowing what position I was in isnt hard to flash back to when you pay. My moms and dads bailed me away from them and I was left by it thoroughly disgusted in myself. I was made by them guarantee to e for them if we ever required cash.
Make use of your paybacks sensibly dudes and girls.
I paid my moms and dads straight straight back every thing they loaned me personally in a portion of the full time i possibly could have compensated these back nevertheless now iвЂ™m likely to treat them to any occasion using the interest they virtually paid.
Many thanks ahead of time for almost any advice
Sara (Financial Obligation Camel) says
QQ have been one of several better loan providers about providing a listing of loans. You’ll probably find UK that is payday much harder!
Yes you are able to claim straight back more from Payday British / Express. The refunds had been for many limied reasons, your other loans may well have already been unaffordable. think about it as having had a little bit of your affordability claim provided to you ahead of time,
This amazing site has aided me therefore much вЂ“ many thanks. We wasnвЂ™t also mindful i possibly could submit an application for pensation. I experienced applied for 43 loans during 2009-2014 and also at enough time really was struggling to settle them being fully a solitary moms and dad. We sent QQ a contact evening and received a response by 9.30am yesterday. We have since responded to the questionnaire saying that i really do not need this information (from suggestions about this web site) and claimed i shall provide if required. I will be now waiting for their reaction. We shall help keep you all informed.
I desired to upgrade individuals about QQ who possess agreed to waiver my stability of slightly below 2000 without my supplying a dysfunction of my ine etc during the time. I did so have proof that showed they ignored my payment problems and and rolled over my loans a true quantity of that time period. If We acept this offer they do say it will take away my legal rights to go further by simply making a claim. Any advice valued. I became in a IVA during the time. Wageday advance have answered straight right straight back refusing to uphold my plaint made against them for the financial obligation now at 495 being managed by MMF. I’ve responded saying We shall go towards the FOS. Anybody had dealings with WAGEDAY ADVANCE? This web site happens to be fantastic many thanks Sarah.
Sara (Financial Obligation Camel) says
QQ вЂ“ the balance that is current had been this for starters loan? how big ended up being this loan? whenever you understand that you can view obviously just how much of the offer to waive 2k is clearly simply eliminating interest and exactly how much is refunding you interest from previous loans. Perhaps you have added up how much interest you paid regarding the past loans that have been paid back in complete?